Published on : 10 June 20204 min reading time
The success of a financial investment can depend on several factors. Because it may involve a number of investments, the returns as well as the risks can be significant. A great deal of analysis is then required to ensure that the income generated by an investment far outweighs the risk. In this article, you’ll find essential recommendations for a successful financial investment.
CALL ON A PROFESSIONAL
The most practical method is to use a professional, such as a wealth manager or financial investment designers like Julien Vautel, the founder of the H ranges.
Calling on the services of an advisor saves you time, but above all, it guarantees the security of your financial investment. You can call on this professional to benefit from this advice and to obtain investment plans adapted to your investor profile.
You can also ask him or her to be the agent for your investments. In this way, you no longer have to worry about studying each proposal. You entrust everything to your manager. This is what we call mandated management, or managed management. You will benefit from your manager’s skills and expertise. For his part, your manager will ensure that you receive returns in line with your objectives, using his knowledge of the variety of offers and products available on the financial market.
Alternatively, you can call on a professional to provide you with a predefined offer. For example, you can select an investment from Julien Vautel’s H range. These are offers offered as packages, each with its own specific features, life span and percentage return.
DETERMINE YOUR PROFILE AND SET OBJECTIVES
If you wish to do without the services of a professional, you should start by defining your investor profile. This is important in order to set goals and choose the investment offers that correspond to you.
Of course, your age and your personal or professional situation must be taken into account. You can, in this context, consider your assets and your current investments. Above all, it is necessary to evaluate the balance between what you have, what you have already invested, and what you wish to invest. For example, you are under 35 years old and have already invested in real estate. This indicates that you already have a tangible asset that could ensure your retirement. So what you need may be a financial investment that could provide you with regular income over and above what you currently earn
Which brings us to the subject of investment goals. Setting goals is key to success. In addition to helping you identify the best investments, it will also allow you to assess your risk aversion.
ANALYZE INVESTMENT CAPACITY IN ORDER TO CHOOSE INVESTMENT VEHICLES
Of course, when you consider making an investment, you already have an amount of money available. However, the analysis is beyond the start-up amount. Indeed, this can include an investment per month, or per year.
It is therefore necessary to evaluate your investment capacity in order to avoid unpleasant surprises in the future. This also makes it possible to select the various available investments that correspond to your ceiling. It is also necessary, in order to balance your investments and your daily life. In other words, it is used to set an investment amount that will not impact your monthly spending habits.
As for the choice of supports, it depends on your profile and your investment capacity. If possible, it is advisable to choose several investment vehicles to diversify your positions. In this way, you do not run the risk of focusing your contributions on a single, less profitable or less secure medium. However, you must be careful, as each support has a different mechanism, as does the level of risk. It is therefore necessary to compare them and to be meticulous in studying every detail of the support.
COMPARE BEFORE YOU START
Whether you want to choose an independent wealth manager, an investment designer like Julien Vautel, or select an investment on your own, making a comparison is a must.
First of all, find out about the option you choose. It is true that the financial market is often fortuitous, but this does not justify a random investment. Taking the time to consider all the offers and proposals that will be allocated to you will prevent you from making the wrong choice.
In this regard, these placement suggestions should also be compared. At this stage, the rational choice will be the financial investment(s) that fit your investor profile.
Regardless of the media you are considering, you should always compare at least five offers. This applies whether the offers are made by your bank or by an independent manager.